Fees

We submit claims electronically, expediting the processing of all claims. Most insurance companies will respond within four to six weeks. Please allow our office time for the full process of your claim. Please note that all benefits quoted are not a guarantee of payment by the insurance company.

For your convenience, we accept Visa, MasterCard, Discover, and American Express.  We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered.  We will make you aware of all charges associated with your treatment before it begins. If you have questions regarding your account, please contact us at (805) 549-0331.

We’re In-Network for Your Convenience

Dr. Carr is proud to be in-network with a wide range of insurance providers to help make your endodontic care more accessible and affordable. Below are the plans we currently accept:

  • GEHA

  • Humana

  • LifeShield

  • Management Benefit Fund (ASO)

  • Manhattan Life

  • Multiflex Dental – MBA

  • Mutual of Omaha (Savings Plan Only)

  • National General Accident and Health

  • New Era Life (NEL) – Philadelphia American

  • Superior Dental Care

  • SureBridge

  • Blue Cross Blue Shield 

  • CareFirst

  • Century Healthcare

  • DentaQuest

  • DNOA Linco

If you don’t see your provider listed, feel free to contact us. We’re happy to help verify your coverage and answer any questions.

Proud Member of the Careington Network

We’re pleased to be a participating provider in Careington Dental network. Patients with Careington plans can take advantage of negotiated rates and streamlined benefits when receiving treatment at our office. It’s just one more way we make high–quality endodontic care accessible.

Flexible Payment Options


Financing with CareCredit


We believe dental care should be accessible—without added financial stress. That’s why we accept CareCredit, a healthcare financing option that allows you to pay for treatment in convenient monthly installments. With quick approval and flexible payment plans, CareCredit helps you get the care you need while staying within your budget.

Learn more on how to apply


Flexible Payment Plans with Cherry


We’ve partnered with Cherry to make paying for your dental care simple and stress-free. With no hard credit check, you can apply in seconds and choose a plan that fits your budget. Break your treatment cost into smaller, manageable payments—with no hassle and no hidden fees.

Apply now and get the care you need, on your terms.